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Afterpay helps you stay on track with timely reminders before each payment is due, so you’re always in the know. With the Afterpay app, you can easily manage your payment schedule, make early payments, or reschedule upcoming ones whenever needed—putting flexibility and control right at your fingertips.

You must be at least 18 years old and a resident of the United States to participate. Additional eligibility requirements may apply.

This First Electronic Bank Installment Loan Agreement for the Afterpay Program (“Agreement”) includes the “Final Payment Schedule”, if any, that is sent after you complete your purchase with the merchant that will confirm the final value of your Down Payment, if required and payment amounts, as well as your final payment due dates. The Final Payment Schedule will supersede and replace the Payment Schedule, and is expressly incorporated into this Agreement.

Use of the words “you” and “your” throughout this Agreement refer to the borrower listed, and the words “we,” “us,” and “our” refer to the Lender listed or its assignees. “Merchant” means the seller of merchandise or services from which you are making a purchase that will be financed by this Agreement.

The headings used in this Agreement are for convenience only, and are not part of this Agreement.

Read full Agreement Terms

Afterpay sends payment reminders to help you stay on track. If a scheduled payment is missed, a late fee may apply. To avoid any fees, make sure your payment method has sufficient funds before each due date.